Should a child’s education be funded by assets or an education loan?

In Child Education | on April, 28, 2014 | by | 0 Comments

News from Economic Times:


Soham Sharma wants to amass funds so that he can send his only child abroad for higher education this year. While he and his wife have been working and saving money for this goal, they have invested most of their money in properties. They are not sure if they should sell the properties since the market prices are low, or take an education loan. What should they do?

Most investors mistakenly believe that building assets randomly is a good thing. However, it is important to align the assets with financial goals. Assets are today’s spend postponed for tomorrow’s consumption. The security that assets provide also comes from the fact that a critical need will not be left unfulfilled for want of funds. As far as Sharmas are concerned, it may be too late to worry about wrong

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News from TriCities.com:

Of my 18 nieces and nephews, perhaps the best behaved and most polite must be 17-year-old Thomas and his 13-year-old sister, Amber.

This pair has great parents.

But factor in the time they spent with those parents while homeschooled; Thomas and Amber spent a few years in such a scenario.

And they were far from alone.

In 2010, according to the National Home Education Research Institute, over two million children from kindergarten to Grade 12 were being homeschooled in the United States.

Today, both Thomas and Amber are in public school in Southwest Virginia.

Still, I wonder if their continued personal and academic success could be directly attributed to the extra time and attention they received at home – in school.

Such kinds of stories are the focus of Marc Lapointe’s recent book, “Standing in the Education Gap: A Commonsense Approach to Helping Your Child Succeed in School” (iUniverse, 2013, $ 19.95).

Lapointe – the founder of Acumen Education, a consulting firm – identifies three reasons why a parent might consider homeschooling:

Academics: Hom……………. continues on TriCities.com

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